Home loan calculators
Free tools to help you plan a purchase, manage your loan or compare your options. Pick a calculator to get started.
Quick estimate in 30 seconds
Our homepage calculators show borrowing power, upfront costs and refinance savings instantly.
Buying a home
Borrowing powerEstimate how much you could borrow based on your income, expenses and debts.Loan repaymentsWork out your weekly, fortnightly or monthly repayments.Stamp dutyEstimate stamp duty and government fees for your state.Property buying costsAdd up stamp duty, legal fees, inspections and other purchase costs.How much to depositSee how much you need to put away regularly to reach a savings goal.How long to saveFind out how long it will take to save your deposit.SavingsSee how your savings grow over time with regular deposits.Rent vs buyCompare the long-term cost of renting with buying.Budget plannerMap out your income and spending to see what you can afford.
Managing your loan
Extra repaymentsSee how much time and interest extra repayments could save.Lump sum repaymentSee the effect of paying a lump sum off your loan.Offset accountEstimate the interest an offset account could save you.Fortnightly repaymentsCompare paying fortnightly with paying monthly.Split loanModel a loan split between fixed and variable rates.Interest-only loanCompare interest-only repayments with principal and interest.How long to repayFind out how long it will take to pay off your loan.Introductory rateSee the real cost of a loan with a honeymoon rate.
Comparing and switching
Income, savings and other
Income taxEstimate your take-home pay after tax.Income annualisationConvert year-to-date income into an annual figure.Income gross-upWork out the gross income behind a net amount.Compound interestSee how interest compounds on savings or investments.Credit cardFind out how long it takes to pay off a credit card.LeasingEstimate lease repayments for a car or equipment.Property selling costsEstimate agent fees and other costs of selling.Reverse mortgageEstimate how a reverse mortgage could work for you.
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